. | MANUFACTURING COMPANIES | |||||||||||
. | Name of the Company | Minimum Amount | Special Rate | (Interest rates % ) (Period in Months) | Interest frequency | |||||||
. | Share Holder | Sr. Citizen | 6 | 12 | 13 | 24 | 36 | |||||
. | Apollo Hospital (Max - Rs. 2 lacs) | 25000 | Nil | Nil | 9.00 | 9.25 | 9.50 | Qtrly / Cum | ||||
. | Alembic Pharmaceuticals - ( 0.25 extra for Single deposit of Rs 5 lacs & above ) | 50000 | Nil | Nil | 9.50 | 9.00 | 9.00 | Half yearly /Cum | ||||
. | Ceat Ltd | 25000 | 0.25 | 0.25 | 9.50 | 10.00 | 10.50 | Half yearly /Cum | ||||
. | Deepak Nitrite Ltd | 20000 | Nil | 0.25 | 9.25 | 9.00 | 9.00 | Qtrly / Cum | ||||
. | Fenner India Ltd. (Max - Rs.10 lacs) | 20000 | Nil | 0.50 | 9.00 | 9.25 | 9.50 | Qtrly | ||||
. | FORCE Motors Ltd | 10000 / 25000 | Nil | Nil | 9.00 | 10.00 | 11.00 | Half yearly | ||||
. | Gabriel India Ltd (no brkg for renewal) | 10000 | Nil | Nil | 9.00 | 9.50 | 10.00 | Qtrly / Cum | ||||
. | Godrej Industries Limited | 10000 | Nil | Nil | 7.75 | 8.50 | 9.25 | Cum / Half yearly | ||||
. | Godrej & Boyce Ltd (Only Mumbai ) | 15000 / 40000 | Nil | Nil | 10.00 | Half Yearly / Monthly | ||||||
. | Godrej & Boyce Ltd (Only Mumbai ) | 15000 / 40000 | Nil | Nil | 10.00 | Half Yearly / Monthly | ||||||
. | J K Tyre & Industries Ltd *Special rate also applicable for investment >=Rs.5 lacs) | 20000 | 0.50 | 0.50 | 9.00 | 9.25 | 9.50 | Qtrly / Cum | ||||
. | Jaiprakash Associates Ltd. (Max-Rs 10 lacs -For 6mths) | 20000 | Nil | Nil | 11.50 | 11.75 | 12.25 | 12.50 | Qtrly / Cum | |||
. | Jaypee Infratech Ltd ( Max -Rs 10 lacs -For 6 mths ) | 20000 | Nil | Nil | 11.50 | 11.75 | 12.25 | 12.50 | Qtrly / Cum | |||
. | Mukand Ltd | 40000 / 25000 | 0.25 | Nil | 9.00 | 9.50 | 11.00 | Qtrly / Cum | ||||
. | Mahindra & Mahindra Ltd | 25000 | 8.50 | 9.75 | Yearly | |||||||
. | Network 18 | 10000 | Nil | 0.50 | 9.00 | 11.50 | 11.50 | 11.50 | Qtrly / Cum | |||
. | Parsvnath Developers Ltd | 20000 / 15000 | Nil | Nil | 10.00 | 11.50 | 11.75 | 12.00 | Qtrly / Cum | |||
. | Plethico Pharmaceuticals Ltd | 25000 | 0.50 | 0.50 | 11.00 | 11.50 | 12.00 | Qtrly / Cum | ||||
. | Prism Cement Ltd | 10000 | Nil | Nil | 10.25 | 10.25 | 10.25 | Qtrly/Cum | ||||
. | Ravalgaon Sugar Farms Ltd | 10000 | 0.25 | 0.25 | 9.25 | 9.75 | Qtrly | |||||
. | Supreme Petrochem Ltd | 10000/ 5000 | Min 100 Shares - 0.25 | 0.25 | 9.50 | 9.50 | 9.75 | Qtrly/Cum | ||||
. | United Spirits Ltd | 25000 | Nil | Nil | 11.00 | 11.50 | Qtrly / Cum | |||||
. | Vadilal Industries Ltd (only for shareholders) | 25000 / 10000 / 5000 | 10.25 | 10.25 | 11.00 | Monthly/Qtrly/Half yearly | ||||||
. | ONLY RENEWAL | |||||||||||
. | Bombay Dyeing | 20000 | 0.50 | 0.50 | 10.50 | Qtrly | ||||||
. | Godrej Properties | 10000 | Nil | Nil | 9.00 | 9.50 | 10.50 | Half Yearly | ||||
. | Jagatjit Industries Ltd (wef 1st Oct, 2011) | 50000 | 10.00 | 10.50 | 11.00 | 11.50 | Qrtly / Cum | |||||
. | 100000 | 10.00 | 10.50 | 11.00 | 11.50 | Monthly | ||||||
. | JSL LTD | 21000 | Min 500 Shares - 0.25 | 0.25 | 8.75 | 9.00 | 9.25 | Qtrly / Cum | ||||
. | Pudumjee Pulp and Paper Mills Ltd | 25000 | 9.00 | 9.50 | 10.50 | Qtrly/Cum | ||||||
. | CUMPULSORY REFUND | |||||||||||
. | Atul Ltd. | |||||||||||
. | Indian Hotel | |||||||||||
. | Tata Motors Ltd. | NOTE : All interest rates are subject to revision without prior intimation. | ||||||||||
. | Jindal Steel & Power Ltd | Please contact our branch / RM for more information. | ||||||||||
. | Hawkin Cookers | |||||||||||
. | Supreme Industries Ltd | |||||||||||
. | ||||||||||||
. | ||||||||||||
. | FINANCE COMPANIES | |||||||||||
. | Name of the Company | Min Amt | Sr. Citizen | Cr. Rating | (Interest rate %) ( Period in Months ) | |||||||
. | Gruh Finance | 12-23 | 24-35 | 36-84 | ||||||||
. | Individul & Trust | 20000 | 0.25 | FAA+ & MAA+ | 9.00 | 9.25 | 9.50 | Monthly | ||||
. | 2000 | 9.25 | 9.50 | 9.75 | Qtrly | |||||||
. | 9.50 | 9.75 | 10.00 | Ann | ||||||||
. | 1000 | 9.50 | 9.75 | 10.00 | Cum | |||||||
. | Bajaj Auto Finance | 36 | ||||||||||
. | 50000 | Nil | FAAA | 7.00 | Monthly | |||||||
. | 25000 | 7.00 | Qtrly | |||||||||
. | 5000 | 7.76 | Cum | |||||||||
. | Hdfc Ltd | 12-23 | 24-35 | 36-59 | 60 | |||||||
. | For Individual & Trust - Regular Deposits Below 1 cr | 40000 | 9.15 | 9.30 | 9.40 | 9.15 | Monthly | |||||
. | 20000 | 0.25 | FAAA | 9.20 | 9.35 | 9.45 | 9.20 | Qtrly | ||||
. | 9.30 | 9.45 | 9.55 | 9.30 | Half Yearly | |||||||
. | Nil | 9.65 | 9.75 | 9.50 | Ann | |||||||
. | 9.50 | 9.65 | 9.75 | 9.50 | Cum | |||||||
. | Hdfc Ltd (Platinum Deposit ) (22 Mths FD discontinued wef 23rd Aug 2011) | 15 | 33 | |||||||||
. | For Individual & Trust - Platinum Deposits Below 1 cr | 40000 | 9.65 | 9.65 | Monthly | |||||||
. | 20000 | 0.25 | FAAA | 9.70 | 9.70 | Qtrly | ||||||
. | 9.80 | 9.80 | Half Yearly | |||||||||
. | Nil | 10.00 | Ann | |||||||||
. | 10.00 | 10.00 | Cum | |||||||||
. | LIC Housing Finance Ltd | 12 | 18 | 24 | 36 / 60 | |||||||
. | From 24th Feb 2011 | 10000 | <= Rs.50000/- 0.10 | FAAA | 9.00 | 9.00 | 9.25 | 9.50 | Half Yearly / Cum | |||
. | >= 51000 - 0.25 | 9.00 | 9.00 | 9.25 | 9.50 | Half Yearly / Cum | ||||||
. | Exim Bank (No Bkg for Renewal) | 10000 | FAAA /MAAA/TAAA | 12-36 | 37-60 | |||||||
. | Amount Upto Rs 1 cr | 0.50 | 9.25 | 9.00 | Half Yearly /Cum | |||||||
. | Amount Above Rs 1 cr | 8.25 | 8.00 | Half Yearly /Cum | ||||||||
. | Shriram Transport Finance ( Shriram Unnati FD Scheme ) | 12 | 24 | 36-60 | ||||||||
. | 25000 | 0.25 | FAA+ & MAA+ | 9.25 | 9.75 | 10.75 | Yearly | |||||
. | 9.05 | 9.52 | 10.47 | Half Yearly | ||||||||
. | 8.95 | 9.41 | 10.34 | Qtrly | ||||||||
. | 12 | 24 | 36 | 48-60 | ||||||||
. | 9.25 | 10.23 | 11.94 | 12.60 - 13.32 | Cum | |||||||
. | Mahindra & Mahindra Finance | Employee & Sr. Citizen | FAAA | 12 | 18 | 24 | 36 / 48 - 60 | |||||
. | 10000 | 0.25 | 9.50 | 10.00 | 10.25 | 10.50 /10.00 | Cum | |||||
. | 25000 | 9.25 | N/A | 10.00 | 10.25 / 9.75 | Half Yearly | ||||||
. | 50000 | 9.15 | N/A | 9.90 | 10.15 / 9.65 | Qtrly | ||||||
. | Dewan Housing Finance Ltd | CARE AA+ & BWR FAAA | Non Cum Scheme / Int Payable & Deposits Below Rs 25 Lacs | |||||||||
. | 12 | 24 | 36 | 48-84 | ||||||||
. | 20000 | 10.30 | 10.30 | 10.30 | 10.30 | Monthly | ||||||
. | 10000 | 10.38 | 10.38 | 10.38 | 10.38 | Qtrly | ||||||
. | 10.50 | 10.50 | 10.50 | 10.50 | Half Yearly | |||||||
. | 10.75 | 10.75 | 10.75 | 10.75 | Yearly | |||||||
. | CARE AA+ & BWR FAAA | Non Cum Scheme / Int Payable & Deposits Equal to & Above Rs 25 Lacs | ||||||||||
. | 12 | 24 | 36 | 48-84 | ||||||||
. | 20000 | 10.55 | 10.55 | 10.55 | 10.55 | Monthly | ||||||
. | 10000 | 10.63 | 10.63 | 10.63 | 10.63 | Qtrly | ||||||
. | 10.75 | 10.75 | 10.75 | 10.75 | Half Yearly | |||||||
. | 11.00 | 11.00 | 11.00 | 11.00 | Yearly | |||||||
. | CARE AA+ & BWR FAAA | Non Cum Scheme / Int Payable & Deposits for Priv Cust Below Rs 25 lacs | ||||||||||
. | 12 | 24 | 36 | 48-84 | ||||||||
. | 20000 | 10.80 | 10.80 | 10.80 | 10.80 | Monthly | ||||||
. | 10000 | 10.88 | 10.88 | 10.88 | 10.88 | Qtrly | ||||||
. | 11.00 | 11.00 | 11.00 | 11.00 | Half Yearly | |||||||
. | 11.25 | 11.25 | 11.25 | 11.25 | Yearly | |||||||
. | CARE AA+ & BWR FAAA | Non Cum Scheme / Int Payable & Deposits for Priv Cust Equal to & Above Rs 25 lacs | ||||||||||
. | 12 | 24 | 36 | 48-84 | ||||||||
. | 20000 | 11.05 | 11.05 | 11.05 | 11.05 | Monthly | ||||||
. | 10000 | 11.13 | 11.13 | 11.13 | 11.13 | Qtrly | ||||||
. | 11.25 | 11.25 | 11.25 | 11.25 | Half Yearly | |||||||
. | 11.50 | 11.50 | 11.50 | 11.50 | Yearly | |||||||
. | 2000 | CARE AA+ & BWR FAAA | Cum & Certificate Scheme Int Payable for Deposits Below Rs 25 lacs | |||||||||
. | 12 | 24 | 36 | 48 - 84 | ||||||||
. | 10000 | 10.50 | 10.50 | 10.50 | 10.50 | Cum | ||||||
. | 2000 | Cum & Certificate Scheme Int Payable for Deposits Equal to & Above Rs 25 lacs | ||||||||||
. | 12 | 24 | 36 | 48 - 84 | ||||||||
. | 10000 | 10.75 | 10.75 | 10.75 | 10.75 | Cum | ||||||
. | Privilege Customers: Senior Citizens above 60 yrs, DHFL Shareholders, DHFL Home Loan Customers, Armed Forces Personnel & Widows) | 2000 | Cum & Certificate Scheme Int Payable for Deposits Below Rs 25 lacs for Priv Cust | |||||||||
. | 12 | 24 | 36 | 48 - 84 | ||||||||
. | 10000 | 11.00 | 11.00 | 11.00 | 11.00 | Cum | ||||||
. | 2000 | Cum & Certificate Scheme Int Payable for Deposits Equal to Above Rs 25 lacs for Priv Cust | ||||||||||
. | 12 | 24 | 36 | 48 - 84 | ||||||||
. | 10000 | 11.25 | 11.25 | 11.25 | 11.25 | Cum | ||||||
. | Swayamsidha Deposit Scheme | CARE AA+ & BWR FAAA | ROI ( % ) p.a | Privilege Customer | 500 days | |||||||
. | 500 days scheme | 10000 | 10.75 | 11.25 | Yearly | |||||||
. | 10.50 | 11.00 | Half Yearly | |||||||||
. | 10.38 | 10.88 | Qtrly | |||||||||
. | 20000 | 10.30 | 10.80 | Monthly | ||||||||
. | 10000 | 10.50 | 11.00 | Cum | ||||||||
. | Aashray Deposit Scheme | CARE AA+ & BWR FAAA | ROI ( % ) p.a | |||||||||
. | 400 days | Deposits below Rs 25 lacs | Deposits equal & above Rs 25 lacs | Deposit below Rs 25 lacs ( Priv: Cust) | Deposit equal to or above Rs 25 lacs ( Priv: Cust) | |||||||
. | 10000 | 11.01 | 11.26 | 11.51 | 11.76 | Yearly | ||||||
. | 10.75 | 11.00 | 11.25 | 11.50 | Half Yearly | |||||||
. | 10.62 | 10.87 | 11.12 | 11.37 | Qtrly | |||||||
. | 20000 | 10.54 | 10.79 | 11.04 | 11.29 | Monthly | ||||||
. | 10000 | 10.75 | 11.00 | 11.25 | 11.50 | Cum | ||||||
. | Aashray Deposit Scheme | CARE AA+ & BWR FAAA | Deposits < Rs 1 cr | Deposits >= Rs 1 cr | ||||||||
. | 365 days - Exclusively for Trust investors | 50000 | 11.28 | 11.53 | Yearly | |||||||
. | 11.00 | 11.25 | Half Yearly | |||||||||
. | 10.86 | 11.10 | Qtrly | |||||||||
. | 10.78 | 11.03 | Monthly | |||||||||
. | 11.00 | 11.25 | Cum | |||||||||
. | Aashray Deposit Scheme | CARE AA+ & BWR FAAA | ROI ( % ) p.a | Privilege Customer | 36 Months | |||||||
. | 36 Months | 2000 | 11.00 | 11.50 | Yearly | |||||||
. | 10.70 | 11.20 | Half Yearly | |||||||||
. | 10.55 | 11.05 | Qtrly | |||||||||
. | 10.45 | 10.95 | Monthly | |||||||||
. | 11.00 | 11.50 | Cum | |||||||||
. | Sundaram BNP Paribas Home Finance | MAA+ / STABLE BY ICRA | 12 | 24 | 36 - 60 | |||||||
. | 10000 | 0.50 | 9.25 | 9.50 | 9.50 | Cum | ||||||
. | Nil | Nil | 9.43 | Monthly | ||||||||
. | ||||||||||||
. | Govt | |||||||||||
. | Name of the Company | Min Amt | Credit rating | Sr. Citizen | (Interest rate %) ( Period in Months ) | Int Frequency | ||||||
. | NTPC (wef 21st Sept 2011) | 5000 / | FAAA | Nil | 12 | 24 | 36 | |||||
. | 100000 | 7.50 | 7.75 | 8.00 | Monthly/ Qtrly/Cum | |||||||
. | National Housing Bank (wef 31st Oct 2011) | 12 | 24 | 36 | 60 | |||||||
. | (IND , HUF ,SOCIETY & TRUST) Max - Rs 99 lacs | 50000 | FAAA/TAAA | 0.60 | 9.50 | 9.50 | 9.25 | 9.25 | Half Yearly / Cum | |||
. | Hudco (wef 1st Nov, 2011) | 12 | 24 | 36 | 48 | 60 | 72 | 84 | ||||
. | 50000 | TAAA & AA+ | 0.25 | 9.60 | 9.70 | 9.60 | 9.40 | 9.30 | 9.20 | 9.10 | Qtrly / Half Yearly / Yearly | |
. | 10000 | 0.25 | 9.60 | 9.70 | 9.60 | 9.40 | 9.30 | 9.20 | 9.10 | Cum | ||
. | TAMILNADU POWER FINANCE | 12 | 24 | 36 | 48 / 60 | |||||||
. | 20000 / 10000 | 0.25 / 0.50 | 9.25 | 9.50 | 10.00 | 10.00 | Monthly /Qtrly / Ann /Cum | |||||
. | ||||||||||||
. | BONDS | |||||||||||
. | Bonds | Interest Rate% | Int Frequency | Term | Min Amt | |||||||
. | REC-54EC | 6.00% | Annually | 3 Yrs | 10000 | |||||||
. | NHAI -54EC | 6.00% | Annually | 3 Yrs | 10000 | |||||||
. | 8% TAXABLE BONDS | |||||||||||
. | ICICI, HDFC, Axis & SBI | 8.00% | Half Yearly /Cum | 6 yrs | 10000 | |||||||
. | NHB Suvridhi Tax Saving (Sec 80 C) | 9.25% | Half Yearly | 5 yrs | 10000 |